Whether you're applying for a new mortgage or refinancing an existing loan, lenders usually require a professional appraisal to confirm the current market value of the property. We work with major banks, credit unions, and private lenders to deliver fast, compliant reports that meet all underwriting standards.

Real estate often represents a significant asset during separation or divorce proceedings. We provide unbiased, confidential valuation reports to assist with equitable asset division, mediation, or court proceedings. Our appraisals are prepared in compliance with legal standards and are suitable for submission in family court or through legal counsel should need be.

Whether transferring ownership, selling a secondary residence, or reporting to the CRA, having a defensible property value is essential for calculating capital gains or meeting tax obligations. Our appraisals are used for:

• Property disposition
  
  

• Intra-family transfers
  
  

• Fair market value reporting
  
  

• Corporate and personal tax planning

Planning to build a new home or working with a builder on a custom project? Our new construction appraisals provide an independent estimate of value based on the proposed plans, materials, and specifications — often required by lenders before funding a construction mortgage or draw schedule.

We assess the “as-completed” value of the property, factoring in:

• Architectural plans and floor layouts
  
  

• Site location and land value
  
  

• Cost of materials, quality of construction, and builder reputation
  
  

• Comparable new builds in the market
  
  

• Current market conditions